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Medical Pre-Screening


What health conditions could possibly affect my rates?

Health conditions are also known as medical conditions. Such conditions would include High Cholesterol, high blood pressure, Diabetes, Overweight & Obese conditions, Cancer, Anxiety, Depression, Epilepsy, Heart Conditions, Strokes, Asthma and a list of many others. Smoking added on to any of these medical conditions can definitely add fuel to the fire. Smoking cigarettes just by itself could triple your premium to the point where some potential applicants would not be able to afford the premium. A medical condition pre-screening can save time and help find the best life insurance rates.

Having a good idea of how your application will be considered up front before you apply is a smart way to apply for police life insurance.


Dangerous sports can also cause a high risk exposure increasing your rates

Some dangerous sports could be Scuba Diving, Skydiving, Bungee Cord Jumping, White Water Rafting, Base Jumping, Bull Riding, Motorcycle Racing, Rock Climbing, Drag Racing, Private Airplane and Helicopter flying just to name a few.