Pre-screening health conditions before you apply
Our medical pre-screen form is a secure digital system that is completely safe and totally confidential. The mission of medical condition pre-screening to to eliminate unwanted surprises with your rates after you apply. Please complete these basic fields with your up to date detailed information so we may review your case. This will help us find the most applicable life insurance company for you to apply with. This will also help us to secure the lowest rates for you. Please be as detailed as possible in order for us to receive accurate rate quotes from the multiple insurance carriers we will be contacting.
The main purpose of a medical condition pre-screening is to predetermine what police life insurance company will offer you the lowest possible premiums.
This is a very simple and secure inquiry that helps to eliminate unforeseen changes in your health classification after you are approved.
Your information is always 100% secure and never shared with anyone.
The life insurance companies themselves will have no knowledge of your identity.
*Once this form is completed and submitted, all of the work is done entirely by us.
What health conditions could possibly affect my rates?
Health conditions are also known as medical conditions. Such conditions would include High Cholesterol, high blood pressure, Diabetes, Overweight & Obese conditions, Cancer, Anxiety, Depression, Epilepsy, Heart Conditions, Strokes, Asthma and a list of many others. Smoking added on to any of these medical conditions can definitely add fuel to the fire. Smoking cigarettes just by itself could triple your premium to the point where some potential applicants would not be able to afford the premium. A medical condition pre-screening can save time and help find the best life insurance rates.
Having a good idea of how your application will be considered up front before you apply is a smart way to apply for police life insurance.
Hazardous occupations may also increase your life insurance premiums
Hazardous occupations such as Police Officers, Iron and Steel Workers, Farmers and Ranchers, Truck Divers, Construction Workers & Laborers, Garbage Collectors, Electrical Power Line Repairmen, Roofers, Airplane Pilots and Helicopter Pilots, Loggers, Commercial Fisherman and others.
Dangerous sports can also cause a high risk exposure increasing your rates
Some dangerous sports could be Scuba Diving, Sky Diving, Bungee Cord Jumping, White Water Rafting, Base Jumping, Bull Riding, Motorcycle Racing, Rock Climbing, Drag Racing, Private Airplane and Helicopter flying just to name a few.
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