Comprehensive Life Insurance for Police Officers
As our website name implies, we specialize in life insurance for police officers and all other members of the law enforcement community.
We represent over 40 of the top-rated and most competitive life insurance companies in the nation.
Our job is to make the purchase of your new police life insurance policy as simple and streamlined as possible and to help our clients make the right decisions by showing them all of their options before they apply.
The primary purpose of a life insurance policy is to give police officers’ families the financial protection they need if the unthinkable happens.
We take this responsibility seriously and realize the importance of life insurance to a family.
How to Receive the Best Police Life Insurance Rates
Many members of law enforcement believe they will have to pay higher premiums and the application process will be more intense. They believe this is due to the fact that their occupation has higher risks than most others.
In fact, they will not pay any more than anyone else because life insurance companies do not penalize law enforcement personnel.
If a police officer is in good health they can qualify for preferred or even preferred best health classification.
The number one factor in receiving the lowest premiums is the agent shopping the market and choosing the carriers that will simply offer the best rates for the applicant.
Police Life Insurance: Application Options to Consider
In the past, the only way to apply was through a time consuming paper application that contained about 30 pages.
Nobody liked these clunky applications but that is all the insurance companies had at the time. This is still available to anyone that wants to apply this way.
The carriers later adopted an online application which was much better but some applicants felt they were a little confused about completing them on a computer.
Today you have the best option right at your fingertips, the telephone application system from SnapApp. Telephone applications take about 15 to 20 minutes to complete.